🎵 Recession-proof your portfolio before the next one hits

🎵 Do you still need life insurance? (a Gen X checklist)

🎵 Your convenience habit is costing you $14,000 a year

🎵 Turn your investment losses into a tax weapon

🎵 Your side hustle is leaking money. Here's how to plug the holes.

🎵 The first 5 years of retirement can make or break the entire thing

🎵 The sandwich generation is getting crushed. Here is a survival plan.

🎵 Lifestyle creep is the reason you do not feel richer

🎵 The GenX money checklist: where you should be right now

🎵 Inflation is stealing from you. Here is how to fight back.

🎵 Your Social Security check is bigger than you think (if you wait)

🎵 Vol. 3, Track 9: Your midyear retirement contribution checkup

The 2026 limits are higher. The question is whether your paycheck settings got the memo.

🎵 Vol. 3, Track 8: The 529-to-Roth rollover could save overfunded college money

SECURE 2.0 created a new escape hatch for unused 529 funds, but the rules are strict.

🎵 Vol. 3, Track 7: The HSA is not a medical checking account

Used correctly, your HSA can become one of the most powerful retirement accounts you own.

🎵 Vol. 3, Track 6: How to build a retirement paycheck before you need one

Retirement income should not feel like random withdrawals. Build the system now and the future gets a lot less scary.

🎵 Vol. 3, Track 5: The Roth conversion window Gen X should be planning for now

The years after work but before RMDs may be your best chance to shrink a future tax bomb.

🎵 Vol. 3, Track 4: Do alternative investments belong in your retirement plan?

Real estate, private credit, gold, and crypto all promise diversification. Here is what actually deserves a seat at the table.

🎵 Vol. 3, Track 3: The negotiation leverage you have right now that you will never have again

Your 50s are the highest-earning years of your life. Most Gen Xers leave money on the table anyway. Here is how not to.

🎵 Vol. 3, Track 2: The years between your last paycheck and your first Social Security check

Retiring at 55 sounds great until you realize you have 10 years with no paycheck and no Medicare. Here is how to bridge it.

🎵 Vol. 3, Track 1: The order you withdraw money in retirement matters more than you think

Tap the wrong account first and you could hand the IRS tens of thousands you did not need to.

🎵 Vol. 2, Track 12: The 12 moves that mattered most (Vol. 2 wrap-up)

Volume 2 is in the books. Here is what stuck, what surprised us, and what is coming next.

🎵 Vol. 2, Track 11: The rule change that turns leftover college savings into retirement gold

If you have money sitting in a 529 plan, SECURE 2.0 just handed you a $35,000 gift.

🎵 Vol. 2, Track 10: The investing rule from 1980 that is still costing you money

"Your age in bonds" was decent advice four decades ago. Here is what actually works now.

🎵 Vol. 2, Track 9: The mortgage math that changes in your 50s

Plus: a seasonal cashflow move, and reader questions about backdoor Roths.

🎵 Vol. 2, Track 8: The tax move that could save you $50K and nobody talks about

Asset allocation gets all the attention. Asset location is where the real money is.